Oriental BankChecking accountChecked Oct 10, 2026Updated
Oriental Complete Checking
0.15%APY · as of Oct 10, 2026
- A year for an everyday customer
- $2 fees and interest, $2,000 kept
- Monthly fee
- $2 a month
- To open
- $250 to open
- On our list
- #32 of 986 checking accounts, by a year’s value for an everyday customer
Visit OrientalThe bank’s own page · checked Oct 10, 2026
Rates by balance
| Balance | APY |
|---|---|
| $0.01 to $499.99 | 0.05% |
| $500 to $49,999.99 | 0.10% |
| $50,000 to $99,999.99 | 0.15% |
| $100,000 to $249,999.99 | 0.15% |
| $250,000 and up | 0.15% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $0.01Source · checked Oct 10, 2026
- To earn the APY
- You must maintain a minimum average daily balance of $0.01 in the Account during the cycle to obtain the disclosed Annual Percentage Yield (APY).Source · checked Oct 10, 2026
- Interest compounds
- Interest, if any, will be compounded and credited to your Account on a monthly basis.Source · checked Oct 10, 2026
Fees
- Monthly fee
- $2 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Maintain an average daily balance in the Account of $1,000 or more to avoid this fee.Source · checked Oct 10, 2026
- Minimum to open
- $250Source · checked Oct 10, 2026
- Overdraft fee
- $30Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $25Source · checked Oct 10, 2026
- ATM network
- Oriental’s or one of the affiliated networks Allpoint® or Sharenet® ATMsSource · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 1.05%Source · checked Oct 10, 2026
- Incoming domestic wire
- $15Source · checked Oct 10, 2026
- Incoming international wire
- $15Source · checked Oct 10, 2026
- Outgoing international wire
- $100Source · checked Oct 10, 2026
- Paper statements
- $2 a monthSource · checked Oct 10, 2026
- Inactivity fee
- $10Source · checked Oct 10, 2026
- Early closure fee
- $20Source · checked Oct 10, 2026
- Stop payment
- $15Source · checked Oct 10, 2026
- Card replacement
- $5Source · checked Oct 10, 2026
Who can open it
- Where
- Anywhere in the USSource · checked Oct 10, 2026
Features
Automatic savingsBill payCard lockCash deposit ATMCheck writingDebit cardFree external transfersInterest bearingMobile check depositMobile walletOverdraft grace periodOverdraft line of creditOverdraft protection transferSpending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money