Oriental BankSavings accountChecked Oct 10, 2026Updated
Oriental Elite Account — Savings Section
0.00%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $0 after fees
- Monthly fee
- Monthly fee not stated
- To open
- No minimum to open
- On our list
- #221 of 234 savings accounts, by a year’s value on $10,000
Visit OrientalThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | – | $0 |
| $5,000 | 0.00% | $0 |
| $10,000 | 0.00% | $0 |
| $25,000 | 0.00% | $0 |
| $50,000 | 0.00% | $0 |
| $100,000 | 0.00% | $0 |
Rates by balance
| Balance | APY |
|---|---|
| $5,000 to $9,999.99 | 0.30% |
| $10,000 to $24,999.99 | 0.30% |
| $25,000 to $49,999.99 | 0.60% |
| $50,000 to $99,999.99 | 0.90% |
| $100,000 to $249,999.99 | 1.10% |
| $250,000 to $999,999.99 | 1.50% |
| $1,000,000 and up | 2.00% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $0.01Source · checked Oct 10, 2026
- To earn the APY
- You must maintain combined balances of $5,000.00 or more
- and at least $0.01 in balance to obtain the disclosed annual percentage yield (APY) for the balance in the savings section of the Account.
- Interest compounds
- Interest, if any, will be compounded and credited to the savings section of the Account every month.Source · checked Oct 10, 2026
Fees
- Minimum to open
- NoneSource · checked Oct 10, 2026
- Returned item (NSF) fee
- $15Source · checked Oct 10, 2026
- Withdrawals a month
- 6Source · checked Oct 10, 2026
- Fee for each withdrawal over the limit
- $2Source · checked Oct 10, 2026
- ATM network
- Oriental’s or one of the affiliated networks Allpoint® or ATM Group® ATMsSource · checked Oct 10, 2026
- Out-of-network ATM fee
- $0.50Source · checked Oct 10, 2026
- International ATM fee
- $0.50Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 1.05%Source · checked Oct 10, 2026
- Incoming domestic wire
- $15Source · checked Oct 10, 2026
- Incoming international wire
- $15Source · checked Oct 10, 2026
- Inactivity fee
- $5Source · checked Oct 10, 2026
- Stop payment
- $15Source · checked Oct 10, 2026
Who can open it
Features
Branch accessBudgeting toolsInterest bearingJoint accountsMobile check depositMobile wallet
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money