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GreenstateSavings accountChecked Oct 10, 2026Updated

Greenstate Youth Savings

0.50%APY on $10,000 · as of Oct 10, 2026
A year on $10,000
$12 after fees
Monthly fee
Monthly fee not stated
To open
$5 to open
Visit GreenstateThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,000–$0
$5,0000.50%$12
$10,0000.50%$12
$25,0000.50%$12
$50,0000.50%$12
$100,0000.50%$12

Rate conditions

APY when those aren’t met
0.50%Source · checked Oct 10, 2026
APY paid on balances up to
$2,500Source · checked Oct 10, 2026
Interest compounds
Dividends compounded monthly.Source · checked Oct 10, 2026

Fees

Minimum to open
$5Source · checked Oct 10, 2026
Overdraft fee
$29Source · checked Oct 10, 2026
Returned item (NSF) fee
$29Source · checked Oct 10, 2026
Overdraft transfer fee
$5Source · checked Oct 10, 2026
Most overdraft fees in a day
5Source · checked Oct 10, 2026
Withdrawals a month
3Source · checked Oct 10, 2026
Fee for each withdrawal over the limit
$1Source · checked Oct 10, 2026
Out-of-network ATM fee
$2.50Source · checked Oct 10, 2026
International ATM fee
$2.50Source · checked Oct 10, 2026
Foreign transaction fee (debit card)
2%Source · checked Oct 10, 2026
Incoming domestic wire
$10Source · checked Oct 10, 2026
Outgoing domestic wire
$25Source · checked Oct 10, 2026
Cashier’s check
$7Source · checked Oct 10, 2026
Stop payment
$29Source · checked Oct 10, 2026

Who can open it

Where
Iowa, Illinois, Wisconsin, Nebraska, South DakotaSource · checked Oct 10, 2026
Membership
Membership required:
  • Living or working in Iowa, or nearby counties in Illinois, Wisconsin, Nebraska, or South Dakota.
  • University of Iowa students, staff, and alumni.
  • Direct relatives of current GreenState members.
  • Members of the Iowa Consumer Council and American Consumer Council.
Source · checked Oct 10, 2026

Features

Automatic savingsBranch accessInterest bearingMinor accounts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money