GreenstateSavings accountChecked Oct 10, 2026Updated
Greenstate Rainy Day Savings
0.05%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $5 after fees
- Monthly fee
- No monthly fee
- To open
- $5 to open
- On our list
- #163 of 234 savings accounts, by a year’s value on $10,000
Visit GreenstateThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | – | $0 |
| $5,000 | 0.05% | $2 |
| $10,000 | 0.05% | $5 |
| $25,000 | 0.05% | $12 |
| $50,000 | 0.05% | $25 |
| $100,000 | 0.05% | $50 |
Rate conditions
- Balance needed for the APY
- $5Source · checked Oct 10, 2026
- To earn the APY
- Rainy Day Savings must be linked to a GreenState checking account.Source · checked Oct 10, 2026
- APY when those aren’t met
- 0.05%Source · checked Oct 10, 2026
- APY paid on balances up to
- $2,500Source · checked Oct 10, 2026
- Interest compounds
- MonthlySource · checked Oct 10, 2026
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Minimum to open
- $5Source · checked Oct 10, 2026
- Overdraft fee
- $29Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $29Source · checked Oct 10, 2026
- Overdraft transfer fee
- NoneSource · checked Oct 10, 2026
- Most overdraft fees in a day
- 5Source · checked Oct 10, 2026
- Fee for each withdrawal over the limit
- NoneSource · checked Oct 10, 2026
- Out-of-network ATM fee
- $2.50Source · checked Oct 10, 2026
- International ATM fee
- $2.50Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 2%Source · checked Oct 10, 2026
- Incoming domestic wire
- $10Source · checked Oct 10, 2026
- Outgoing domestic wire
- $25Source · checked Oct 10, 2026
- Cashier’s check
- $7Source · checked Oct 10, 2026
- Stop payment
- $29Source · checked Oct 10, 2026
Who can open it
- Membership
- Membership required:
- Living or working in Iowa, or nearby counties in Illinois, Wisconsin, Nebraska, or South Dakota.
- University of Iowa students, staff, and alumni.
- Direct relatives of current GreenState members.
- Members of the Iowa Consumer Council and American Consumer Council.
Features
Automatic savingsBranch accessInterest bearingOnline openingOverdraft protection transferSavings round ups
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money