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WaFd BankMoney market accountChecked Oct 10, 2026Updated

WaFd Platinum Money Market

$10monthly fee
A year on $10,000
$0 after fees
To open
$25,000 to open
Visit WaFdThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,000–$0
$5,000–$0
$10,000–$0
$25,000–$0
$50,000–$0
$100,000–$0

Rate conditions

Balance needed for the APY
$25,000Source · checked Oct 10, 2026
To earn the APY
Requires a checking account.Source · checked Oct 10, 2026
Interest compounds
interest is compounded daily and credited on the last day of the statement cycleSource · checked Oct 10, 2026

Fees

Monthly fee
$10 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Minimum Daily Balance to Waive Service Charge $1,000Source · checked Oct 10, 2026
Minimum to open
$25,000Source · checked Oct 10, 2026
Overdraft fee
$30Source · checked Oct 10, 2026
Returned item (NSF) fee
$30Source · checked Oct 10, 2026
Overdraft transfer fee
NoneSource · checked Oct 10, 2026
Most overdraft fees in a day
3Source · checked Oct 10, 2026
Foreign transaction fee (debit card)
1%Source · checked Oct 10, 2026
Incoming domestic wire
$15Source · checked Oct 10, 2026
Outgoing domestic wire
$30Source · checked Oct 10, 2026
Incoming international wire
$15Source · checked Oct 10, 2026
Outgoing international wire
$50Source · checked Oct 10, 2026
Paper statements
$5 a monthSource · checked Oct 10, 2026
Cashier’s check
$8Source · checked Oct 10, 2026
Stop payment
$30Source · checked Oct 10, 2026
Card replacement
$5Source · checked Oct 10, 2026

Features

Free external transfersInterest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money