WaFd BankSavings accountChecked Oct 10, 2026Updated
WaFd Savings
$3monthly fee
- A year on $10,000
- $0 after fees
- To open
- $10 to open
Visit WaFdThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | – | $0 |
| $5,000 | – | $0 |
| $10,000 | – | $0 |
| $25,000 | – | $0 |
| $50,000 | – | $0 |
| $100,000 | – | $0 |
Rate conditions
Fees
- Monthly fee
- $3 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Free for minor accounts up to age 18
- $3 monthly fee waived on balances above $100
- Minimum to open
- $10Source · checked Oct 10, 2026
- Overdraft fee
- $30Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $30Source · checked Oct 10, 2026
- Overdraft transfer fee
- NoneSource · checked Oct 10, 2026
- Most overdraft fees in a day
- 3Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 1%Source · checked Oct 10, 2026
- Incoming domestic wire
- $15Source · checked Oct 10, 2026
- Outgoing domestic wire
- $25Source · checked Oct 10, 2026
- Incoming international wire
- $15Source · checked Oct 10, 2026
- Outgoing international wire
- $45Source · checked Oct 10, 2026
- Paper statements
- $5 a monthSource · checked Oct 10, 2026
- Cashier’s check
- $8Source · checked Oct 10, 2026
- Stop payment
- $30Source · checked Oct 10, 2026
- Card replacement
- $5Source · checked Oct 10, 2026
Features
Branch accessCash deposit ATMFree external transfersInterest bearingMinor accounts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money