No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

ServiceMoney market accountChecked Oct 10, 2026Updated

Service Money Market

0.55%APY on $10,000 · as of Oct 10, 2026
A year on $10,000
$55 after fees
Monthly fee
$5 a month
On our list
#48 of 152 money market accounts, by a year’s value on $10,000
Visit ServiceThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,0000.00%−$60
$5,0000.55%$28
$10,0000.55%$55
$25,0000.55%$138
$50,0000.55%$275
$100,0000.55%$550

Rate conditions

Balance needed for the APY
$2,500Source · checked Oct 10, 2026
To earn the APY
To earn dividends, you must maintain a minimum daily balance of $2,500.Source · checked Oct 10, 2026

Fees

Monthly fee
$5 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
If your daily balance falls below $2,500, a monthly fee applies.Source · checked Oct 10, 2026
Outgoing domestic wire
$20Source · checked Oct 10, 2026
Outgoing international wire
$40Source · checked Oct 10, 2026
Inactivity fee
$10Source · checked Oct 10, 2026
Cashier’s check
$5Source · checked Oct 10, 2026
Stop payment
$30Source · checked Oct 10, 2026

Who can open it

Availability
Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.Source · checked Oct 10, 2026

Features

Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money