ServiceSavings accountChecked Oct 10, 2026Updated
Service Primary Savings
0.00%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $0 after fees
- Monthly fee
- No monthly fee
- To open
- $5 to open
Visit ServiceThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.00% | $0 |
| $5,000 | 0.00% | $0 |
| $10,000 | 0.00% | $0 |
| $25,000 | 0.00% | $0 |
| $50,000 | 0.00% | $0 |
| $100,000 | 0.00% | $0 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $500 | 5.00% |
| $500 and up | 0.25% |
| $500.01 and up | 0.25% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $0Source · checked Oct 10, 2026
- To earn the APY
- Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.Source · checked Oct 10, 2026
- APY paid on balances up to
- $500Source · checked Oct 10, 2026
- Interest compounds
- Dividends are calculated based on the daily balance with the sum of the daily earnings credited on the last day of each month.Source · checked Oct 10, 2026
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Minimum to open
- $5Source · checked Oct 10, 2026
- Outgoing domestic wire
- $20Source · checked Oct 10, 2026
- Outgoing international wire
- $40Source · checked Oct 10, 2026
- Inactivity fee
- $10Source · checked Oct 10, 2026
- Cashier’s check
- $5Source · checked Oct 10, 2026
- Stop payment
- $30Source · checked Oct 10, 2026
Features
Branch accessInterest bearingMinor accountsNo minimum balanceOnline opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money