ServiceSavings accountChecked Oct 10, 2026Updated
Service+ Savings
0.25%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $25 after fees
- Monthly fee
- Monthly fee not stated
- On our list
- #113 of 234 savings accounts, by a year’s value on $10,000
Visit ServiceThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.25% | $2 |
| $5,000 | 0.25% | $12 |
| $10,000 | 0.25% | $25 |
| $25,000 | 0.25% | $62 |
| $50,000 | 0.25% | $125 |
| $100,000 | 0.25% | $250 |
Rates by balance
| Balance | APY |
|---|---|
| Any balance | 0.25% |
| $25,000 and up | 0.25% |
| $25,000.01 and up | 0.25% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- To earn the APY
- Use a Service Credit Union Checking Account
- a qualifying direct deposit into a checking account held under the same membership profile as the Service+ Savings account
- maintaining the par value share in the primary savings account
- having no charged off share or loan accounts
- APY when those aren’t met
- 0.25%Source · checked Oct 10, 2026
- APY paid on balances up to
- $25,000Source · checked Oct 10, 2026
- Interest compounds
- Dividends are calculated based on the daily balance with the sum of the daily earnings credited on the last day of each month.Source · checked Oct 10, 2026
Fees
Features
Interest bearingNo minimum balance
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money