No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Prosperity BankMoney market accountChecked Oct 10, 2026Updated

Prosperity Personal Money Market

$10monthly fee
A year on $10,000
$0 after fees
To open
$2,500 to open
Visit ProsperityThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,000–−$120
$5,000–$0
$10,000–$0
$25,000–$0
$50,000–$0
$100,000–$0

Fees

Monthly fee
$10 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
maintaining the minimum balance of $2,500Source · checked Oct 10, 2026
Minimum to open
$2,500Source · checked Oct 10, 2026
Withdrawals a month
6Source · checked Oct 10, 2026
Fee for each withdrawal over the limit
$15Source · checked Oct 10, 2026
ATM network
Prosperity ATMsSource · checked Oct 10, 2026

Who can open it

Where
Texas, OklahomaSource · checked Oct 10, 2026
Minimum age
18Source · checked Oct 10, 2026

Features

Branch accessDebit cardInterest bearingMobile check depositMobile walletOnline opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money