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Prosperity BankSavings accountChecked Oct 10, 2026Updated

Prosperity Personal Savings

$3monthly fee
A year on $10,000
$0 after fees
To open
$200 to open
Visit ProsperityThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,000–$0
$5,000–$0
$10,000–$0
$25,000–$0
$50,000–$0
$100,000–$0

Fees

Monthly fee
$3 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
maintaining a minimum balance of $200Source · checked Oct 10, 2026
Minimum to open
$200Source · checked Oct 10, 2026
Withdrawals a month
3Source · checked Oct 10, 2026
Fee for each withdrawal over the limit
$2Source · checked Oct 10, 2026
ATM network
Prosperity ATMsSource · checked Oct 10, 2026

Features

Debit cardInterest bearingMobile check depositMobile wallet

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money