No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Prosperity BankChecking accountChecked Oct 10, 2026Updated

Prosperity Personal Checking

$5monthly fee
A year for an everyday customer
−$60 fees and interest, $2,000 kept
To open
$1,500 to open
On our list
#514 of 986 checking accounts, by a year’s value for an everyday customer
Visit ProsperityThe bank’s own page · checked Oct 10, 2026

Rate conditions

Balance needed for the APY
$10,000Source · checked Oct 10, 2026

Fees

Monthly fee
$5 a monthSource · checked Oct 10, 2026
Minimum to open
$1,500Source · checked Oct 10, 2026
Overdraft fee
$35Source · checked Oct 10, 2026
Overdraft transfer fee
$7.50Source · checked Oct 10, 2026

Features

Online openingOverdraft line of creditOverdraft protection transfer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees