No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

PlainsCapital BankChecking accountChecked Oct 10, 2026Updated

PlainsCapital Bank At Work Access Checking

$5monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
To open
$1 to open
On our list
#343 of 986 checking accounts, by a year’s value for an everyday customer
Visit PlainsCapitalThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
$5 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Any one of these:
  • Maintain a minimum daily ledger balance of $1,000
  • receive direct deposits totaling $500 or more per statement cycle
Source · checked Oct 10, 2026
Minimum to open
$1Source · checked Oct 10, 2026
ATM network
PlainsCapital ATMs and Allpoint ATMsSource · checked Oct 10, 2026
Paper statements
$2 a monthSource · checked Oct 10, 2026

Features

Bill payDebit cardFree checksMobile check depositMobile walletZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees