PlainsCapital BankChecking accountChecked Oct 10, 2026Updated
PlainsCapital BasicAccess - Checking Account
$5monthly fee
- A year for an everyday customer
- $0 fees and interest, $2,000 kept
- To open
- $25 to open
- On our list
- #299 of 986 checking accounts, by a year’s value for an everyday customer
Visit PlainsCapitalThe bank’s own page · checked Oct 10, 2026
Fees
- Monthly fee
- $5 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- No monthly service fee for ages 25 and under
- avoid fee by switching to eStatements through online banking
- Minimum to open
- $25Source · checked Oct 10, 2026
- Overdraft fee
- NoneSource · checked Oct 10, 2026
- Returned item (NSF) fee
- NoneSource · checked Oct 10, 2026
- ATM network
- PlainsCapital and AllpointSource · checked Oct 10, 2026
- Out-of-network ATM fee
- $2Source · checked Oct 10, 2026
- Paper statements
- $2 a monthSource · checked Oct 10, 2026
Features
Bill payBranch accessCash deposit ATMDebit cardMobile check depositMobile walletNo minimum balanceNo overdraft feesOnline openingZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees