Pinnacle BankMoney market accountChecked Oct 10, 2026Updated
Pinnacle PinnCheck Market Account
0.50%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- −$130 after fees
- Monthly fee
- $15 a month
- To open
- $100 to open
- On our list
- #148 of 152 money market accounts, by a year’s value on $10,000
Visit PinnacleThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.45% | −$176 |
| $5,000 | 0.45% | −$158 |
| $10,000 | 0.50% | −$130 |
| $25,000 | 0.55% | −$42 |
| $50,000 | 0.61% | $125 |
| $100,000 | 1.07% | $890 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $9,999.99 | 0.45% |
| $10,000 to $24,999.99 | 0.50% |
| $25,000 to $49,999.99 | 0.55% |
| $50,000 to $99,999.99 | 0.61% |
| $100,000 to $249,999.99 | 1.07% |
| $250,000 and up | 1.47% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $1,500Source · checked Oct 10, 2026
Fees
- Monthly fee
- $15 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- All of these:
- $1,500 Minimum Balance
- no more than 6 withdrawals each calendar month
- Minimum to open
- $100Source · checked Oct 10, 2026
- Withdrawals a month
- 6Source · checked Oct 10, 2026
- Fee for each withdrawal over the limit
- $3Source · checked Oct 10, 2026
- Paper statements
- $5 a monthSource · checked Oct 10, 2026
Features
Bill payInterest bearingITIN acceptedMobile check depositOnline openingSpending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money