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Pinnacle BankChecking accountChecked Oct 10, 2026Updated

Pinnacle Relationship Account

1.14%APY · as of Oct 10, 2026
A year for an everyday customer
−$292 fees and interest, $2,000 kept
Monthly fee
$25 a month
To open
$100 to open
On our list
#921 of 986 checking accounts, by a year’s value for an everyday customer
Visit PinnacleThe bank’s own page · checked Oct 10, 2026

Rates by balance

BalanceAPY
$1,000 to $9,999.990.38%
$10,000 to $49,999.990.43%
$50,000 to $249,999.990.52%
$250,000 to $999,999.990.75%
$1,000,000 and up1.14%

Source: the bank’s rates · as of Oct 10, 2026

Rate conditions

Balance needed for the APY
$1,000Source · checked Oct 10, 2026
To earn the APY
You must maintain a minimum daily balance of $1,000 to earn interest.Source · checked Oct 10, 2026

Fees

Monthly fee
$25 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Any one of these:
  • at least an average balance of $15,000 per statement cycle in your account
  • maintaining $50,000 in total deposits per statement cycle with our bank across all your personal accounts (checking, savings, CDs, etc.)
Source · checked Oct 10, 2026
Minimum to open
$100Source · checked Oct 10, 2026
ATM network
ATMs across 7 statesSource · checked Oct 10, 2026
ATM fees refunded, up to
$10 a monthSource · checked Oct 10, 2026
Paper statements
NoneSource · checked Oct 10, 2026

Features

Bill payDebit cardFree checksInterest bearingITIN acceptedMobile check depositOnline opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money