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Pinnacle BankChecking accountChecked Oct 10, 2026Updated

Pinnacle Interest Checking Account

1.10%APY · as of Oct 10, 2026
A year for an everyday customer
$0 fees and interest, $2,000 kept
Monthly fee
$15 a month
To open
$100 to open
On our list
#218 of 986 checking accounts, by a year’s value for an everyday customer
Visit PinnacleThe bank’s own page · checked Oct 10, 2026

Rates by balance

BalanceAPY
$1,000 to $9,999.990.37%
$10,000 to $49,999.990.41%
$50,000 to $249,999.990.48%
$250,000 to $999,999.990.71%
$1,000,000 and up1.10%

Source: the bank’s rates · as of Oct 10, 2026

Rate conditions

Balance needed for the APY
$1,000Source · checked Oct 10, 2026
To earn the APY
Simply maintain a minimum balance of at least $1,000 in your account and you’ll earn interest.Source · checked Oct 10, 2026

Fees

Monthly fee
$15 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
No fees as long as you keep an average balance of $1,500 in your account.Source · checked Oct 10, 2026
Minimum to open
$100Source · checked Oct 10, 2026
ATM network
ATMs across 7 statesSource · checked Oct 10, 2026
ATM fees refunded, up to
$10 a monthSource · checked Oct 10, 2026
Paper statements
$5 a monthSource · checked Oct 10, 2026

Features

ATM fee rebatesBill payDebit cardInterest bearingITIN acceptedMobile check depositOnline opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees