Heritage BankMoney market accountChecked Oct 10, 2026Updated
Heritage CASCADE MONEY MARKET
0.23%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $0 after fees
- Monthly fee
- $12 a month
- To open
- $1,000 to open
Visit HeritageThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.03% | −$144 |
| $5,000 | 0.08% | $4 |
| $10,000 | – | $0 |
| $25,000 | – | $0 |
| $50,000 | – | $0 |
| $100,000 | 0.23% | $230 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $4,999.99 | 0.03% |
| $5,000 to $9,999.99 | 0.08% |
| $75,000 to $100,000 | 0.15% |
| $100,000 to $500,000 | 0.23% |
Source: the bank’s rates · as of Oct 10, 2026 · the bank states an interest rate; the APY is worked out from it
Rate conditions
- Interest compounds
- compounded daily and paid monthlySource · checked Oct 10, 2026
Fees
- Monthly fee
- $12 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Maintain a $2,500 minimum daily balance in the account to avoid the monthly maintenance feeSource · checked Oct 10, 2026
- Minimum to open
- $1,000Source · checked Oct 10, 2026
- Withdrawals a month
- 10Source · checked Oct 10, 2026
- Fee for each withdrawal over the limit
- $6.50Source · checked Oct 10, 2026
- ATM network
- Heritage or MoneyPass ATMsSource · checked Oct 10, 2026
Features
Check writingInterest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money