No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Heritage BankChecking accountChecked Oct 10, 2026Updated

Heritage Summit Checking

0.05%APY · as of Oct 10, 2026
A year for an everyday customer
$0 fees and interest, $2,000 kept
Monthly fee
$10 a month
To open
$100 to open
On our list
#278 of 986 checking accounts, by a year’s value for an everyday customer
Visit HeritageThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
$10 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Maintain a $1,500 minimum daily balance in the account to avoid the monthly maintenance feeSource · checked Oct 10, 2026
Minimum to open
$100Source · checked Oct 10, 2026
ATM network
Heritage or MoneyPass ATMsSource · checked Oct 10, 2026
Paper statements
$3 a monthSource · checked Oct 10, 2026

Features

Bill payBudgeting toolsCheck writingDebit cardFree external transfersInterest bearingMobile check depositMobile walletSavings round upsSpending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees