Farmers & Merchants Bank of Central CaliforniaMoney market accountChecked Oct 10, 2026Updated
Farmers & Merchants Bank of Central California Money Market Account
$10monthly fee
- A year on $10,000
- $0 after fees
- To open
- $1,000 to open
Visit Farmers & Merchants Bank of Central CaliforniaThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | – | −$120 |
| $5,000 | – | $0 |
| $10,000 | – | $0 |
| $25,000 | – | $0 |
| $50,000 | – | $0 |
| $100,000 | – | $0 |
Rate conditions
- Interest compounds
- monthlySource · checked Oct 10, 2026
Fees
- Monthly fee
- $10 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- A minimum daily balance of $2,500
- A $10,000 average daily balance at the end of your statement cycle period
- A $15,000 combined average daily balance at the end of your statement cycle period with your linked savings, checking, or time deposit
- Minimum to open
- $1,000Source · checked Oct 10, 2026
- Withdrawals a month
- 6Source · checked Oct 10, 2026
- Fee for each withdrawal over the limit
- $10Source · checked Oct 10, 2026
Features
Check writingDebit cardMobile check deposit
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money