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Farmers & Merchants Bank of Central CaliforniaSavings accountChecked Oct 10, 2026Updated

Farmers & Merchants Bank of Central California Regular Savings

$3monthly fee
A year on $10,000
$0 after fees
To open
$100 to open
Visit Farmers & Merchants Bank of Central CaliforniaThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,000–$0
$5,000–$0
$10,000–$0
$25,000–$0
$50,000–$0
$100,000–$0

Fees

Monthly fee
$3 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Avoid the $3 monthly service charge by maintaining a minimum daily balance of $300 or moreSource · checked Oct 10, 2026
Minimum to open
$100Source · checked Oct 10, 2026
Withdrawals a month
6Source · checked Oct 10, 2026
Fee for each withdrawal over the limit
$2Source · checked Oct 10, 2026

Features

Interest bearingMobile check deposit

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money