Farmers & Merchants Bank of Central CaliforniaChecking accountChecked Oct 10, 2026Updated
Farmers & Merchants Bank of Central California Ultimate Checking
$10monthly fee
- A year for an everyday customer
- −$120 fees and interest, $2,000 kept
- To open
- $50 to open
- On our list
- #791 of 986 checking accounts, by a year’s value for an everyday customer
Visit Farmers & Merchants Bank of Central CaliforniaThe bank’s own page · checked Oct 10, 2026
Fees
- Monthly fee
- $10 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- maintaining an average daily balance of $2,500 or moreSource · checked Oct 10, 2026
- Minimum to open
- $50Source · checked Oct 10, 2026
- ATM network
- F&M Bank ATMsSource · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- ATM fees refunded, up to
- $20 a monthSource · checked Oct 10, 2026
Features
ATM fee rebatesBill payCheck writingDebit cardFree checksInterest bearingMobile check deposit
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees