CitadelMoney market accountChecked Oct 10, 2026Updated
Citadel IRA Money Market Account
0.45%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $45 after fees
- Monthly fee
- No monthly fee
- To open
- $100 to open
- On our list
- #53 of 152 money market accounts, by a year’s value on $10,000
Visit CitadelThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | – | $0 |
| $5,000 | 0.45% | $22 |
| $10,000 | 0.45% | $45 |
| $25,000 | 0.50% | $125 |
| $50,000 | 0.50% | $250 |
| $100,000 | 0.55% | $550 |
Rates by balance
| Balance | APY |
|---|---|
| $2,500 to $24,999.99 | 0.45% |
| $25,000 to $74,999.99 | 0.50% |
| $75,000 to $249,999.99 | 0.55% |
| $250,000 and up | 0.75% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $100Source · checked Oct 10, 2026
Fees
Features
Interest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money