CitadelSavings accountChecked Oct 10, 2026Updated
Citadel Star Savings
0.15%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $15 after fees
- Monthly fee
- No monthly fee
- To open
- $1 to open
- On our list
- #126 of 234 savings accounts, by a year’s value on $10,000
Visit CitadelThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.10% | $1 |
| $5,000 | 0.15% | $8 |
| $10,000 | 0.15% | $15 |
| $25,000 | 0.25% | $62 |
| $50,000 | 0.25% | $125 |
| $100,000 | 0.30% | $300 |
Rates by balance
| Balance | APY |
|---|---|
| $5 to $2,499.99 | 0.10% |
| $2,500 to $25,000 | 0.15% |
| $25,000 to $75,000 | 0.25% |
| $75,000 and up | 0.30% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $5Source · checked Oct 10, 2026
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Minimum to open
- $1Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $33Source · checked Oct 10, 2026
- ATM network
- Citadel ATMsSource · checked Oct 10, 2026
- Out-of-network ATM fee
- $3Source · checked Oct 10, 2026
- Paper statements
- $2 a monthSource · checked Oct 10, 2026
- Inactivity fee
- $5Source · checked Oct 10, 2026
Who can open it
- Where
- Pennsylvania, Delaware, Ohio, New York, New Jersey, Maryland, West VirginiaSource · checked Oct 10, 2026
Features
Interest bearingOnline opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money