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CitadelSavings accountChecked Oct 10, 2026Updated

Citadel High Yield Savings Account

3.20%APY on $10,000 · as of Oct 10, 2026
A year on $10,000
$320 after fees
Monthly fee
Monthly fee not stated
On our list
#39 of 234 savings accounts, by a year’s value on $10,000
Visit CitadelThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,000–$0
$5,0001.20%$60
$10,0003.20%$320
$25,0003.20%$800
$50,0003.20%$1,600
$100,0003.20%$3,200

Rates by balance

BalanceAPY
$5,000 to $9,9991.20%
$10,000 and up3.20%

Source: the bank’s rates · as of Oct 10, 2026

Rate conditions

Balance needed for the APY
$5,000Source · checked Oct 10, 2026
To earn the APY
You must maintain a daily balance of at least $5,000.00 in Your Account each day to obtain the disclosed annual percentage yield.Source · checked Oct 10, 2026

Fees

Returned item (NSF) fee
$33Source · checked Oct 10, 2026
Most overdraft fees in a day
3Source · checked Oct 10, 2026
Withdrawals a month
3Source · checked Oct 10, 2026
Fee for each withdrawal over the limit
$25Source · checked Oct 10, 2026
Inactivity fee
$5Source · checked Oct 10, 2026

Features

Interest bearingMobile check deposit

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money