RateHerald

No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Credit union in San Jose, CAChecked Oct 10, 2026Updated

First Technology

Best savings rate
4.00% APY First Technology Start Up Savings
Best CD rate
3.25% APY for 3 months
Accounts we track
26

Savings accounts

AccountAPYMonthly fee
First Tech Premier Rewards Savings Account3.00%–
First Tech Rewards Savings3.00%None
First Technology Carefree Savings––
First Technology Coverdell Instant Access Savings––
First Technology Coverdell Savings––
First Technology IRA Instant Access Savings––
First Technology IRA Savings––
First Technology Instant Access Savings0.20%–
First Technology Membership Savings–None
First Technology Roth Instant Access Savings––
First Technology Roth Savings––
First Technology Start Up Savings4.00%–

Checking accounts

AccountAPYMonthly fee
First Checking Plus––
First Tech Premier Rewards Checking Account––
First Tech Rewards Checking0.01%None
First Tech Rewards Checking (Non-Qualified Rate)––
First Tech Rewards Checking (Qualified Rate)0.01%–
First Technology Carefree Checking––
First Technology Dividend Rewards Checking (Non-Qualified Rate)––
First Technology Dividend Rewards Checking (Qualified Rate)2.00%–
First Technology Dividends Rewards Checking2.00%–
First Technology Start Up Checking0.00%–

CDs

First Technology CD rates: 4 CDs, up to 3.25% APY for 3 months.

About First Technology

Headquarters
San Jose, CA
Regulator
National Credit Union Administration
NCUA charter
23521 · NCUA record
Federal Reserve RSSD ID
483386
Website
firsttechfed.com
Deposit insurance
NCUSIF-insured through the NCUA, up to $250,000 per member, per ownership category. How much of yours is covered

From the NCUA's register of institutions. Rates and fees are on each account's page, with their sources.