First TechnologyChecking accountChecked Oct 10, 2026Updated
First Tech Rewards Checking
0.01%APY · as of Oct 10, 2026
- A year for an everyday customer
- $0 fees and interest, $2,000 kept
- Monthly fee
- No monthly fee
- On our list
- #182 of 986 checking accounts, by a year’s value for an everyday customer
Visit First TechnologyThe bank’s own page · checked Oct 10, 2026
Rate conditions
- To earn the APY
- Have a total spend of at least $1,000 per month post to the applicable accounts.
- Have ACH deposits to the First Tech Rewards Checking account totaling at least $1,000 per cycle
- Interest compounds
- Dividend compounded daily & credited monthlySource · checked Oct 10, 2026
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- No minimum Average Daily Balance to avoid feeSource · checked Oct 10, 2026
- Overdraft fee
- NoneSource · checked Oct 10, 2026
- ATM network
- CO-OP ATMsSource · checked Oct 10, 2026
- ATMs in the network
- 30,000Source · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- ATM fees refunded, up to
- $10 a monthSource · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 1%Source · checked Oct 10, 2026
- Incoming domestic wire
- NoneSource · checked Oct 10, 2026
- Incoming international wire
- NoneSource · checked Oct 10, 2026
- Outgoing international wire
- $40Source · checked Oct 10, 2026
- Inactivity fee
- $10Source · checked Oct 10, 2026
Who can open it
- Membership
- Membership required:
- Employees of some of the top innovative companies across the globe
- Existing affiliations
Features
ATM fee rebatesDebit rewardsNo overdraft feesOnline opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees