No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

First TechnologySavings accountChecked Oct 10, 2026Updated

First Technology Membership Savings

$0monthly fee
A year on $10,000
$0 after fees
To open
$5 to open
Visit First TechnologyThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,000–$0
$5,000–$0
$10,000–$0
$25,000–$0
$50,000–$0
$100,000–$0

Rate conditions

Interest compounds
monthlySource · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Minimum to open
$5Source · checked Oct 10, 2026
ATM network
Nearly 30,000 CO-OP network ATMs nationwideSource · checked Oct 10, 2026
ATMs in the network
30,000Source · checked Oct 10, 2026
Out-of-network ATM fee
NoneSource · checked Oct 10, 2026
Foreign transaction fee (debit card)
1%Source · checked Oct 10, 2026
Incoming domestic wire
NoneSource · checked Oct 10, 2026
Incoming international wire
NoneSource · checked Oct 10, 2026
Outgoing international wire
$40Source · checked Oct 10, 2026
Inactivity fee
$10Source · checked Oct 10, 2026

Who can open it

Membership
Membership required:
  • Employees of some of the top innovative companies across the globe
  • Existing affiliations
Source · checked Oct 10, 2026

Features

Branch accessInterest bearingMobile check depositOverdraft protection transfer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money