First TechnologySavings accountChecked Oct 10, 2026Updated
First Technology Instant Access Savings
0.10%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $10 after fees
- Monthly fee
- Monthly fee not stated
- On our list
- #143 of 234 savings accounts, by a year’s value on $10,000
Visit First TechnologyThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.10% | $1 |
| $5,000 | 0.10% | $5 |
| $10,000 | 0.10% | $10 |
| $25,000 | 0.10% | $25 |
| $50,000 | 0.10% | $50 |
| $100,000 | 0.15% | $150 |
Rates by balance
| Balance | APY |
|---|---|
| $0.01 to $99,999.99 | 0.10% |
| $100,000 to $249,999.99 | 0.15% |
| $250,000 and up | 0.20% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Interest compounds
- monthlySource · checked Oct 10, 2026
Fees
- ATM network
- First Tech Owned and Co-op Network ATMsSource · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 1%Source · checked Oct 10, 2026
- Incoming domestic wire
- NoneSource · checked Oct 10, 2026
- Incoming international wire
- NoneSource · checked Oct 10, 2026
- Outgoing international wire
- $40Source · checked Oct 10, 2026
- Inactivity fee
- $10Source · checked Oct 10, 2026
Who can open it
Features
Interest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money