Wyndham Rewards Earner® Card
75,000 Wyndham Rewards points welcome bonus. No annual fee.
- Welcome offer
- Issuer's pagecards.barclaycardus.com
“Earn up to 75,000 bonus points”
- Annual fee
- Issuer's pagecards.barclaycardus.com
“Annual Fee is $0.”
- Purchase APR
- Issuer's pagecards.barclaycardus.com
“Purchases – 19.49% to 29.99%, based on your creditworthiness and other factors.”
- Foreign transaction fee
- Issuer's pagecards.barclaycardus.com
“Foreign transaction fee: 0%.”
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | $485 | $110 |
| Typical spender | $635 | $260 |
| Heavy spender | $885 | $510 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Assumed: points valued at an assumed 0.5¢.
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
How it compares
- No annual fee, like about 85% of the 626 cards we track.
- Worth more to a typical spender than about 70% of the 650 cards we track.
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
Welcome offer
75,000 points
Earn 30,000 bonus points after spending $1,000 on qualifying purchases in the first 90 days and earn 45,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days.
Timeshare down payment purchases do not qualify.
How you earn · Wyndham Rewards
- 5× pointseligible purchases made at Hotels by Wyndham including Wyndham Travel Bundles
- 3× pointseligible Vacation Club purchases
- 3× pointseligible dining purchases
- 3× pointseligible grocery store purchases
- 1× pointsEverything else
Rates and fees
| Annual fee | Issuer's pagecards.barclaycardus.com “Annual Fee is $0.” |
|---|---|
| Purchase APR | Issuer's pagecards.barclaycardus.com “Purchases – 19.49% to 29.99%, based on your creditworthiness and other factors.” |
| Intro APR | Issuer's pagecards.barclaycardus.com “0% introductory APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening.” |
| Balance transfer APR | Issuer's pagecards.barclaycardus.com “0% introductory APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening.” |
| Balance transfer fee | Issuer's pagecards.barclaycardus.com “Balance transfer fee: 5% (min.” |
| Cash advance APR | Issuer's pagecards.barclaycardus.com “The variable APR for cash advances is 29.99%.” |
| Cash advance fee | Issuer's pagecards.barclaycardus.com The source states this figure; we have no exact sentence on file yet. |
| Foreign transactions | Issuer's pagecards.barclaycardus.com “Foreign transaction fee: 0%.” |
| Minimum interest charge | Issuer's pagecards.barclaycardus.com The source states this figure; we have no exact sentence on file yet. |
Carrying a balance? See how long it takes to pay off
Benefits
- Automatic Wyndham Rewards GOLD member level
- GOLD benefits include free WiFi, preferred room selection and late checkout.
- Earn 7,500 bonus points each anniversary year after spending $15,000 on eligible purchases.
- Cardmembers can save on the Standard Rate at participating Hotels by Wyndham through the cardmember booking discount.
- Redeem 10% fewer Wyndham Rewards points for free nights; free nights can start at 4,500 points.
- Free nights range from 5,000 to 45,000 points per bedroom at participating properties, subject to availability.
- There is no limit to the number of points you can earn.
- No foreign transaction fees on international purchases.
- Contactless Tap to Pay technology.
- Chip technology.
- $0 Fraud Liability protection.
Questions
- What is the annual fee?
- $0 cards.barclaycardus.com, since Sep 29, 2026
- Does it charge a foreign transaction fee?
- No. cards.barclaycardus.com, since Sep 29, 2026
- What is the purchase APR?
- 19.49–29.99% APR cards.barclaycardus.com, since Sep 29, 2026
- Is there an intro APR?
- 0% promotional APR for 6 billing cycles on all Wyndham Timeshare Purchases. cards.barclaycardus.com, since Sep 29, 2026
- Is there a welcome bonus?
- 75,000 Wyndham Rewards points after $1,000 in purchases. cards.barclaycardus.com, since Sep 29, 2026
Other points cards with no annual fee
- GM Business MastercardBarclays · No annual fee+$640 a year
- GM Rewards MastercardBarclays · No annual fee+$640 a year
- CareCredit MastercardSynchrony · No annual fee+$450 a year
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).