Wyndham Rewards Earner Premier Card
120,000 Wyndham Rewards points welcome bonus. $395 a year.
- Welcome offer
- Issuer's pagecards.barclaycardus.com
“Earn up to 120,000 bonus points”
- Annual fee
- Issuer's pagecards.barclaycardus.com
“Annual Fee is $395.”
- Purchase APR
- Issuer's pagecards.barclaycardus.com
“Purchases – 19.49% to 29.99%, based on your creditworthiness and other factors.”
- Foreign transaction fee
- Issuer's pagecards.barclaycardus.com
“Foreign transaction fee: 0%.”
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | −$265 | −$265 |
| Typical spender | $545 | −$55 |
| Heavy spender | $1,095 | $495 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Assumed: not counted: 4x Eligible Vacation Club purchases; points valued at an assumed 0.5¢; welcome bonus needs $6,000 in 3 months.
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
Welcome offer
120,000 points
Earn 90,000 bonus points after spending $6,000 on qualifying purchases and paying the annual fee in full within the first 120 days; earn an additional 30,000 bonus points after spending $750 at Hotels by Wyndham within the first 180 days.
Timeshare down payment purchases do not qualify. Offer and conditions are subject to the terms and conditions.
How you earn · Wyndham Rewards
- 8× pointsEligible purchases made at Hotels by Wyndham, including Wyndham Travel Bundles
- 4× pointsEligible Vacation Club purchases
- 4× pointsEligible travel purchases
- 4× pointsEligible dining purchases
- 4× pointsEligible grocery store purchases, excluding Target and Walmart
- 1× pointsEverything else
Rates and fees
| Annual fee | Issuer's pagecards.barclaycardus.com “Annual Fee is $395.” |
|---|---|
| Purchase APR | Issuer's pagecards.barclaycardus.com “Purchases – 19.49% to 29.99%, based on your creditworthiness and other factors.” |
| Intro APR | Issuer's pagecards.barclaycardus.com “0% introductory APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening.” |
| Balance transfer APR | Issuer's pagecards.barclaycardus.com “0% introductory APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening.” |
| Balance transfer fee | Issuer's pagecards.barclaycardus.com “Balance transfer fee: 5% (min.” |
| Cash advance APR | Issuer's pagecards.barclaycardus.com “The variable APR for cash advances is 29.99%.” |
| Cash advance fee | Issuer's pagecards.barclaycardus.com The source states this figure; we have no exact sentence on file yet. |
| Foreign transactions | Issuer's pagecards.barclaycardus.com “Foreign transaction fee: 0%.” |
| Minimum interest charge | Issuer's pagecards.barclaycardus.com The source states this figure; we have no exact sentence on file yet. |
Carrying a balance? See how long it takes to pay off
Benefits
- Eligible Hotel Purchases Statement Credit: $100 annual
- Meal Delivery Services Statement Credit: $10 monthly
- Streaming Statement Credit: $100 annual
- Wholesale Statement Credit: $65 annual
- Global Entry or TSA PreCheck Application Fee Credit: $120 every 4 years
- Up to $120 statement credit for a Global Entry or TSA PreCheck application fee every 4 years.
- Automatic Wyndham Rewards DIAMOND member level, including suite upgrades and a welcome amenity at check-in at select hotels.
- No foreign transaction fees on international purchases.
- Cardmembers can save on the Standard Rate at participating Hotels by Wyndham through a Cardmember Booking Discount.
- Redeem 25% fewer Wyndham Rewards points when booking free nights.
- Receive 30,000 bonus points each anniversary year after payment of the annual fee.
- Stay 5 nights in a calendar year and earn 30,000 bonus points.
- Complimentary Wyndham Rewards Insider subscription while the Card Account is open and in Good Standing.
- Contactless Technology for Tap to Pay purchases.
- $0 Fraud Liability protection for unauthorized charges.
- Chip Technology for purchases at chip-card terminals in the US and abroad.
Questions
- What is the annual fee?
- $395 cards.barclaycardus.com, since Sep 29, 2026
- Does it charge a foreign transaction fee?
- No. cards.barclaycardus.com, since Sep 29, 2026
- What is the purchase APR?
- 19.49–29.99% APR cards.barclaycardus.com, since Sep 29, 2026
- Is there an intro APR?
- 0% for 6 billing cycles. cards.barclaycardus.com, since Sep 29, 2026
- Is there a welcome bonus?
- 120,000 Wyndham Rewards points after $6,000 in purchases. cards.barclaycardus.com, since Sep 29, 2026
Other points cards with fees over $300
- The American Express GoldAmerican Express · $325 a year+$355 a year
- Bilt PalladiumBilt · $495 a year+$270 a year
- Business GoldAmerican Express · $325 a year+$160 a year
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).