Wyndham Rewards Earner® Business Card
100,000 points welcome bonus. $149 a year.
- Welcome offer
- Issuer's pagecards.barclaycardus.com
“Earn up to 100,000 bonus points”
- Annual fee
- Issuer's pagecards.barclaycardus.com
“Annual Fee is $149.”
- Purchase APR
- Issuer's pagecards.barclaycardus.com
“Purchases – 19.74% to 29.74%, based on your creditworthiness and other factors.”
- Foreign transaction fee
- Issuer's pagecards.barclaycardus.com
“Foreign transaction fee: 0%.”
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | $435 | −$65 |
| Typical spender | $550 | $50 |
| Heavy spender | $880 | $380 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Assumed: not counted: 5x advertising purchases; not counted: 5x marketing purchases; not counted: 5x office supply store purchases; not counted: 5x shipping purchases; points valued at an assumed 0.5¢.
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
How it compares
- Worth more to a typical spender than about 65% of the 650 cards we track.
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
Welcome offer
100,000 points
Earn 45,000 bonus points after spending $3,000 on qualifying purchases in the first 90 days and 55,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days.
Offer is stated as earning up to 100,000 bonus points.
How you earn · Wyndham Rewards
- 8× pointseligible purchases made at Hotels by Wyndham including Wyndham Travel Bundles
- 5× pointseligible Vacation Club purchases
- 5× pointsgas purchases
- 5× pointsEV charging purchases
- 5× pointsmarketing purchases
- 5× pointsadvertising purchases
- 5× pointsoffice supply store purchases
- 5× pointsshipping purchases
- 1× pointsEverything else
Rates and fees
| Annual fee | Issuer's pagecards.barclaycardus.com “Annual Fee is $149.” |
|---|---|
| Purchase APR | Issuer's pagecards.barclaycardus.com “Purchases – 19.74% to 29.74%, based on your creditworthiness and other factors.” |
| Intro APR | Issuer's pagecards.barclaycardus.com “Foreign transaction fee: 0%.” |
| Balance transfer APR | Issuer's pagecards.barclaycardus.com “Balance transfers – 19.74% to 29.74%, based on your creditworthiness and other factors.” |
| Balance transfer fee | Issuer's pagecards.barclaycardus.com “Balance transfers – Either $5 or 3% of the amount of each transfer, whichever is greater.” |
| Cash advance APR | Issuer's pagecards.barclaycardus.com “The variable APR for cash advances is 29.99%.” |
| Cash advance fee | Issuer's pagecards.barclaycardus.com The source states this figure; we have no exact sentence on file yet. |
| Foreign transactions | Issuer's pagecards.barclaycardus.com “Foreign transaction fee: 0%.” |
| Minimum interest charge | Issuer's pagecards.barclaycardus.com The source states this figure; we have no exact sentence on file yet. |
Carrying a balance? See how long it takes to pay off
Benefits
- Wholesale Membership Club Credit: $65 annual
- Automatically receive Wyndham Rewards DIAMOND member level.
- Suite upgrades and a welcome amenity at check-in at select hotels.
- Wyndham Rewards Earner Business Cardmembers can save on the Standard Rate at participating Hotels by Wyndham.
- Redeem 20% fewer Wyndham Rewards points when booking free nights starting at 4,000 points.
- Receive 15,000 bonus points each anniversary year after payment of the annual fee.
- Free nights at participating Wyndham Rewards properties range from 5,000 to 45,000 points per bedroom and are subject to availability.
- No foreign transaction fees on international purchases.
- $0 Fraud Liability protection.
- Complimentary Employee Cards at no additional cost.
- Contactless Technology for Tap to Pay.
- Visa SavingsEdge can provide savings on qualifying business purchases.
- Unlimited earning with no limit to the number of points that can be earned.
- Extended warranty
Questions
- What is the annual fee?
- $149 cards.barclaycardus.com, since Sep 29, 2026
- Does it charge a foreign transaction fee?
- No. cards.barclaycardus.com, since Sep 29, 2026
- What is the purchase APR?
- 19.74–29.74% APR cards.barclaycardus.com, since Oct 1, 2026
- Is there an intro APR?
- 0% for 6 billing cycles on all Wyndham Timeshare Purchases. cards.barclaycardus.com, since Sep 29, 2026
- Is there a welcome bonus?
- 100,000 points after $3,000 in purchases. cards.barclaycardus.com, since Sep 29, 2026
Other points cards with fees up to $300
- WealthRegions · $125 a year+$575 a year
- Hilton Honors American Express SurpassAmerican Express · $150 a year+$450 a year
- Business Essentials PlusUS Bank · $295 a year+$255 a year
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).