Wyndham Rewards Earner® Plus Card
100,000 Wyndham Rewards points after you spend $1,000 in 6 months. $95 a year.
- Welcome offer
- Issuer's pagecards.barclaycardus.com
“The annual purchase cap for each Wyndham Rewards member is 100,000 Wyndham Rewards points per calendar year.”
- Annual fee
- Issuer's pagecards.barclaycardus.com
“Annual Fee is $95.”
- Purchase APR
- Issuer's pagecards.barclaycardus.com
“Purchases – 19.49% to 29.99%, based on your creditworthiness and other factors.”
- Foreign transaction fee
- Issuer's pagecards.barclaycardus.com
“Foreign transaction fee: 0%.”
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | $535 | $35 |
| Typical spender | $745 | $245 |
| Heavy spender | $1,220 | $720 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Assumed: points valued at an assumed 0.5¢.
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
How it compares
- Worth more to a typical spender than about 70% of the 650 cards we track.
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
Welcome offer
100,000 points
After you spend $1,000 on purchases in your first 6 months.
Timeshare down payment purchases do not qualify. Offer is subject to change and conditions and restrictions apply.
Spending it takes$167 a monthfor 6 months
Tracking sinceSep 29, 2026history will chart every change
How you earn · Wyndham Rewards
- 6× pointsHotels by Wyndham, including Wyndham Travel Bundles
- 4× pointsEligible dining purchases
- 4× pointsGrocery store purchases, excluding Target and Walmart
- 4× pointsEligible travel purchases
- 1× pointsEverything else
Rates and fees
| Annual fee | Issuer's pagecards.barclaycardus.com “Annual Fee is $95.” |
|---|---|
| Purchase APR | Issuer's pagecards.barclaycardus.com “Purchases – 19.49% to 29.99%, based on your creditworthiness and other factors.” |
| Intro APR | Issuer's pagecards.barclaycardus.com “0% introductory APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening.” |
| Balance transfer APR | Issuer's pagecards.barclaycardus.com The source states this figure; we have no exact sentence on file yet. |
| Balance transfer fee | Issuer's pagecards.barclaycardus.com “Balance transfer fee: 5% (min.” |
| Cash advance APR | Issuer's pagecards.barclaycardus.com “The variable APR for cash advances is 29.99%.” |
| Cash advance fee | Issuer's pagecards.barclaycardus.com The source states this figure; we have no exact sentence on file yet. |
| Foreign transactions | Issuer's pagecards.barclaycardus.com “Foreign transaction fee: 0%.” |
| Minimum interest charge | Issuer's pagecards.barclaycardus.com The source states this figure; we have no exact sentence on file yet. |
Carrying a balance? See how long it takes to pay off
Benefits
- Automatically receive Wyndham Rewards DIAMOND member level during the first year; after that, become a Wyndham Rewards PLATINUM member.
- Save on the Standard Rate at participating Hotels by Wyndham with a cardmember booking discount.
- Redeem 10% fewer Wyndham Rewards points when booking free nights.
- Stay 5 nights in a calendar year and earn 15,000 bonus points, enough for a free night.
- Receive 15,000 bonus points each anniversary year after payment of the annual fee.
- Save 15% on qualifying Wyndham Rewards point purchases of at least 3,000 points in a single online transaction, subject to the stated annual purchase cap of 100,000 points.
- No foreign transaction fees on international purchases.
- Contactless Technology.
- Chip Technology.
- $0 Fraud Liability protection.
- Free nights at participating properties range from 5,000 to 45,000 points per bedroom and are subject to availability, blackout dates/rates and other restrictions.
Questions
- What is the annual fee?
- $95 cards.barclaycardus.com, since Sep 29, 2026
- Does it charge a foreign transaction fee?
- No. cards.barclaycardus.com, since Sep 29, 2026
- What is the purchase APR?
- 19.49–29.99% APR cards.barclaycardus.com, since Sep 29, 2026
- Is there an intro APR?
- 0% for 6 billing cycles on all Wyndham Timeshare Purchases. cards.barclaycardus.com, since Sep 29, 2026
- Is there a welcome bonus?
- 100,000 Wyndham Rewards points after $1,000 in purchases in 6 months. cards.barclaycardus.com, since Sep 29, 2026
Other points cards with fees up to $100
- Citi Strata Premier - TravelCiti · $95 a year+$225 a year
- Bilt ObsidianBilt · $95 a year+$195 a year
- Bank of America Premium RewardsBank of America · $95 a year+$135 a year
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).