No annual fee credit cards

Sorted by: Lowest purchase APR today first. Leaves out 7 cards reporting an APR under 5%, which is almost always an intro rate or a reporting error.

1. 1
   Visa PlatinumUnited Bank5.99% APR
2. 2
   VISA Consumer Credit CardNorth Country Federal Credit Union6.45–16.95% APR
3. 3
   APL FCU CLASSIC VISA CARDApl Federal Credit Union6.49–18.00% APR
4. 4
   MauiFed VISA SECUREDMaui Federal Credit Union6.99% APR
5. 5
   Visa Platinum Credit CardState Bank And Trust Company, The6.99–21.99% APR
6. 6
   Visa PlatinumMaui County Federal Credit Union7.00–17.50% APR
7. 7
   VISA PLATINUM REWARDS/VISA PLATINUM SELECT/VISA PLATINUM SECUREDSouthpoint Financial Credit Union7.00–18.00% APR
8. 8
   Credit Card ProgramMid Carolina Credit Union7.45–18.00% APR
9. 9
   RVCU Credit CardRiver Valley Credit Union7.50–11.50% APR
10. 10
    Visa SecuredColoramo Federal Credit Union7.90% APR
11. 11
    Platinum VisaAlcoa Community Federal Credit Union7.99–15.99% APR
12. 12
    TRU FCU Credit CardTru Federal Credit Union7.99–15.99% APR
13. 13
    Consumer Credit CardSandia Area Federal Credit Union8.49–17.99% APR
14. 14
    Magnolia FCU VisaMagnolia Federal Credit Union8.75–18.00% APR
15. 15
    Gundersen Credit UnionGundersen Credit Union8.90% APR
16. 16
    Visa Platinum CardPriority First Federal Credit Union8.90–15.40% APR
17. 17
    Secured Visa / Credit Builder VisaSummit Credit Union8.95–16.95% APR
18. 18
    Visa PlatinumSummit Credit Union8.95–16.95% APR
19. 19
    Visa ClassicKings Federal Credit Union8.95–18.00% APR
20. 20
    Classic VisaGreater Pittsburgh Police Federal Credit Union8.99% APR
21. 21
    NAE FCU Platinum VisaN A E Federal Credit Union8.99–16.99% APR
22. 22
    OPFCU VISAOmaha Police Federal Credit Union8.99–18.00% APR
23. 23
    Westlake Black Visa Credit CardStride Bank, National Association9.24–35.74% APR
24. 24
    VISA Consumer RewardsLandings Credit Union9.25–15.25% APR
25. 25
    Siouxland Federal Credit Union Rewards Visa Credit CardSiouxland Federal Credit Union9.49% APR
26. 26
    OECU Visa Platinum Credit CardOklahoma Educators Credit Union9.49–18.00% APR
27. 27
    Platinum ClassicArkansas Federal Credit Union9.50–18.00% APR
28. 28
    Consumer Credit CardDestinations Credit Union9.50–19.50% APR
29. 29
    VISA PLATINUM LOW RATEKirtland Federal Credit Union9.75–16.50% APR
30. 30
    9.9% Share Secured VisaMid American Credit Union9.90% APR
31. 31
    BluCurrent Platinum CardBlucurrent Credit Union9.90% APR
32. 32
    OECU Visa Classic Credit CardOklahoma Educators Credit Union9.90% APR
33. 33
    Ravalli County Federal Credit Union Visa ClassicRavalli County Federal Credit Union9.90% APR
34. 34
    Select Gold VisaMid American Credit Union9.90% APR
35. 35
    Select VisaMid American Credit Union9.90% APR
36. 36
    TraditionalPennsylvania Central Federal Credit Union9.90% APR
37. 37
    VISAChiropractic Federal Credit Union9.90% APR
38. 38
    Visa PlatinumPublix Employees Federal Credit Union9.90% APR
39. 39
    Visa SecuredPublix Employees Federal Credit Union9.90% APR
40. 40
    Youth VisaMid American Credit Union9.90% APR
41. 41
    Cash Back VISADakotaland Federal Credit Union9.90–17.90% APR
42. 42
    Credit CardElectel Cooperative Federal Credit Union9.90–17.90% APR
43. 43
    Platinum Rewards VisaAchieve Financial Credit Union9.90–17.90% APR
44. 44
    Consumer Credit CardTongass Federal Credit Union9.95–12.95% APR
45. 45
    Platinum Visa CardStatewide Federal Credit Union9.95–17.95% APR
46. 46
    Visa Credit CardAllegius Federal Credit Union9.95–17.95% APR
47. 47
    Visa RewardsSummit Credit Union9.95–17.95% APR
48. 48
    Bass Pro Shops CLUB Credit CardCapital One9.99% APR
49. 49
    Cabela's CLUB Credit CardCapital One9.99% APR
50. 50
    Visa PlatinumUnison Credit Union9.99% APR