PlainsCapital BankChecking accountChecked Oct 10, 2026Updated
PlainsCapital TotalAccess Checking
$10monthly fee
- A year for an everyday customer
- −$120 fees and interest, $2,000 kept
- To open
- $100 to open
- On our list
- #772 of 986 checking accounts, by a year’s value for an everyday customer
Visit PlainsCapitalThe bank’s own page · checked Oct 10, 2026
Fees
- Monthly fee
- $10 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Maintain a daily minimum balance of $2,500 throughout the statement cycle
- Have combined direct deposits of $1,500 or more per statement cycle
- Minimum to open
- $100Source · checked Oct 10, 2026
- ATM network
- PlainsCapital and AllpointSource · checked Oct 10, 2026
- Out-of-network ATM fee
- $2Source · checked Oct 10, 2026
- Paper statements
- $2 a monthSource · checked Oct 10, 2026
Features
Bill payCard lockCheck writingDebit cardMobile check depositOnline openingZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees