No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

PlainsCapital BankChecking accountChecked Oct 10, 2026Updated

PlainsCapital Protect and Serve Checking Account

$0monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
To open
$100 to open
On our list
#227 of 986 checking accounts, by a year’s value for an everyday customer
Visit PlainsCapitalThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Ways to avoid the monthly fee
avoid fee by switching to eStatements through online bankingSource · checked Oct 10, 2026
Minimum to open
$100Source · checked Oct 10, 2026
ATM network
PlainsCapital and Allpoint ATM withdrawalsSource · checked Oct 10, 2026
Out-of-network ATM fee
$2Source · checked Oct 10, 2026
Paper statements
$2 a monthSource · checked Oct 10, 2026

Features

Bill payCard lockCheck writingDebit cardMobile check depositNo minimum balanceZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees