PlainsCapital BankChecking accountChecked Oct 10, 2026Updated Oct 9, 2026

PlainsCapital PremierAccess Checking Account

$15monthly fee

A year for an everyday customer: −$180 fees and interest, $2,000 kept
To open: $100 to open
On our list: #841 of 986 checking accounts, by a year’s value for an everyday customer

Rate conditions

Balance needed for the APY: $5,000Source · checked Oct 10, 2026
To earn the APY: A minimum daily balance of $5,000 is required to earn interestSource · checked Oct 10, 2026

Monthly fee: $15 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee: Any one of these:
A minimum daily balance of $10,000
a combined loan and deposit balance of $25,000 per statement cycle – accounts must have the same primary owner
Source · checked Oct 10, 2026
Minimum to open: $100Source · checked Oct 10, 2026
ATM network: PlainsCapital and AllpointSource · checked Oct 10, 2026
Incoming domestic wire: NoneSource · checked Oct 10, 2026

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From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees