GreenstateChecking accountChecked Oct 10, 2026Updated
Greenstate Free Checking
$0monthly fee
- A year for an everyday customer
- $0 fees and interest, $2,000 kept
- To open
- $50 to open
- On our list
- #414 of 986 checking accounts, by a year’s value for an everyday customer
Visit GreenstateThe bank’s own page · checked Oct 10, 2026
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Not enrolled in eStatements - $3.50*/MonthSource · checked Oct 10, 2026
- Minimum to open
- $50Source · checked Oct 10, 2026
- Overdraft fee
- $29Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $29Source · checked Oct 10, 2026
- Overdraft transfer fee
- $5Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 5Source · checked Oct 10, 2026
- ATM network
- GreenState partners with CO-OP to offer 30,000+ free ATMs nationwide.Source · checked Oct 10, 2026
- ATMs in the network
- 30,000Source · checked Oct 10, 2026
- Out-of-network ATM fee
- $2.50Source · checked Oct 10, 2026
- International ATM fee
- $2.50Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 2%Source · checked Oct 10, 2026
- Incoming domestic wire
- $10Source · checked Oct 10, 2026
- Outgoing domestic wire
- $25Source · checked Oct 10, 2026
- Paper statements
- $3.50 a monthSource · checked Oct 10, 2026
- Inactivity fee
- $7Source · checked Oct 10, 2026
- Early closure fee
- $25Source · checked Oct 10, 2026
- Cashier’s check
- $7Source · checked Oct 10, 2026
- Stop payment
- $29Source · checked Oct 10, 2026
Who can open it
- Where
- Iowa, Illinois, Wisconsin, Nebraska, South DakotaSource · checked Oct 10, 2026
- Membership
- Membership required:
- Living or working in Iowa, or nearby counties in Illinois, Wisconsin, Nebraska, or South Dakota.
- University of Iowa students, staff, and alumni.
- Direct relatives of current GreenState members.
- Members of the Iowa Consumer Council and American Consumer Council.
Features
ATM fee rebatesBranch accessCard lockCheck writingDebit cardMobile check depositMobile walletNo minimum balanceOnline openingSpending alertsZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees