RateHerald

No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Bank in Miami, FLChecked Oct 10, 2026Updated

Ocean Bank

Accounts we track
13

Savings accounts

AccountAPYMonthly fee
Ocean International Personal Savings––
Ocean Personal Savings–$5
Ocean Personal Savings for Young Savers–None

Money market accounts

AccountAPYMonthly fee
Ocean International Personal Money Market––
Ocean Personal Money Market–$20

Checking accounts

AccountAPYMonthly fee
Ocean International Personal Checking–$15
Ocean Personal Benefits Checking–$6.95
Ocean Personal Checking–$15
Ocean Personal Checking with Minor Advantage–None
Ocean Personal Checking with Prime Advantage–None
Ocean Personal Checking with Student Advantage–None
Ocean Personal Free Checking–None
Ocean Personal Relationship Checking–$15

About Ocean Bank

Headquarters
Miami, FL
Regulator
Federal Deposit Insurance Corporation
FDIC certificate
24156 · FDIC BankFind record
Federal Reserve RSSD ID
663834
Website
oceanbank.com
Deposit insurance
FDIC-insured, up to $250,000 per depositor, per ownership category. How much of yours is covered

From the FDIC's register of institutions. Rates and fees are on each account's page, with their sources.