Ocean BankChecking accountChecked Oct 10, 2026Updated
Ocean Personal Checking
$15monthly fee
- A year for an everyday customer
- $0 fees and interest, $2,000 kept
- To open
- $20 to open
- On our list
- #261 of 986 checking accounts, by a year’s value for an everyday customer
Visit OceanThe bank’s own page · checked Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $1,000Source · checked Oct 10, 2026
Fees
- Monthly fee
- $15 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Enrollment in eStatements
- $1,000.00 Average Daily Balance
- Minimum to open
- $20Source · checked Oct 10, 2026
- Overdraft fee
- $35Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $35Source · checked Oct 10, 2026
- ATM network
- Allpoint U.S. ATMs; Publix PRESTO! ATMsSource · checked Oct 10, 2026
- Out-of-network ATM fee
- $2Source · checked Oct 10, 2026
- Incoming domestic wire
- $15Source · checked Oct 10, 2026
- Paper statements
- $5 a monthSource · checked Oct 10, 2026
- Inactivity fee
- $20Source · checked Oct 10, 2026
- Cashier’s check
- $10Source · checked Oct 10, 2026
- Stop payment
- $32Source · checked Oct 10, 2026
Features
Interest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees