Ocean BankChecking accountChecked Oct 10, 2026Updated Oct 9, 2026

Ocean Personal Relationship Checking

$15monthly fee

A year for an everyday customer: −$180 fees and interest, $2,000 kept
To open: $1,000 to open
On our list: #851 of 986 checking accounts, by a year’s value for an everyday customer

Fees

Monthly fee: $15 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee: Any one of these:
Maintain a $5,000.00 Average Daily Balance
a Combined Average Daily Balance of $10,000.00 or more in other checking, savings or money market accounts with the same tax ID
Source · checked Oct 10, 2026
Minimum to open: $1,000Source · checked Oct 10, 2026
Overdraft fee: $35Source · checked Oct 10, 2026
Returned item (NSF) fee: $35Source · checked Oct 10, 2026
ATM network: Allpoint U.S. ATMs; Publix PRESTO! ATMsSource · checked Oct 10, 2026
Out-of-network ATM fee: $2Source · checked Oct 10, 2026
Incoming domestic wire: $15Source · checked Oct 10, 2026
Paper statements: $5 a monthSource · checked Oct 10, 2026
Inactivity fee: $20Source · checked Oct 10, 2026
Cashier’s check: $10Source · checked Oct 10, 2026
Stop payment: $32Source · checked Oct 10, 2026

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees