No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Ocean BankChecking accountChecked Oct 10, 2026Updated

Ocean Personal Checking with Student Advantage

$0monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
To open
$20 to open
Visit OceanThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Minimum to open
$20Source · checked Oct 10, 2026
Overdraft fee
$35Source · checked Oct 10, 2026
Returned item (NSF) fee
$35Source · checked Oct 10, 2026
ATM network
Allpoint U.S. ATMs; Publix PRESTO! ATMsSource · checked Oct 10, 2026
Out-of-network ATM fee
NoneSource · checked Oct 10, 2026
Incoming domestic wire
$15Source · checked Oct 10, 2026
Paper statements
$5 a monthSource · checked Oct 10, 2026
Inactivity fee
$20Source · checked Oct 10, 2026
Cashier’s check
$10Source · checked Oct 10, 2026
Stop payment
$32Source · checked Oct 10, 2026

Who can open it

Minimum age
18Source · checked Oct 10, 2026

Features

ATM fee rebates

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees