No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Bank in Wilmington, NCChecked Oct 10, 2026Updated

Live Oak Banking Company

Best savings rate
4.00% APY Live Oak Banking Company High-Yield Savings
Best CD rate
4.30% APY for 1 year
Accounts we track
5

Savings accounts

Checking accounts

AccountAPYMonthly fee
Live Oak Bank Checking Account–None

CDs

Live Oak Banking Company CD rates: 2 CDs, up to 4.30% APY for 1 year.

About Live Oak Banking Company

Headquarters
Wilmington, NC
Regulator
Federal Deposit Insurance Corporation
FDIC certificate
58665 · FDIC BankFind record
Federal Reserve RSSD ID
3650808
Website
liveoak.bank
Deposit insurance
FDIC-insured, up to $250,000 per depositor, per ownership category. How much of yours is covered

From the FDIC's register of institutions. Rates and fees are on each account's page, with their sources.