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All Live Oak Banking Company accounts

2 CDsChecked Oct 10, 2026Updated

Live Oak Banking Company CD rates

4.30%APY for 1 year, its best · as of Oct 10, 2026
3 months
3.00%Live Oak Bank Certificate of Deposit (CD) Account
6 months
4.10%#19 of 142 on our list
9 months
4.20%Live Oak Bank Certificate of Deposit (CD) Account
1 year
4.30%#23 of 154 on our list
2 years
2.00%#80 of 113 on our list
Visit Live Oak Banking CompanyPlaces are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.

Live Oak Bank Certificate of Deposit (CD) Account

TermAPYOn our list
3 months3.00%–
6 months4.10%#19 of 142
9 months4.20%–
1 year4.30%#23 of 154
2 years2.00%#80 of 113

Source: the bank’s page · checked Oct 10, 2026

Early withdrawal penalty
  • Up to 2 years: 90 days of interest
  • Over 2 years: 180 days of interest
Source · checked Oct 10, 2026
Minimum to open
$2,500Source · checked Oct 10, 2026

Personal CDs

TermAPYOn our list
3 months3.00%–
6 months4.10%#20 of 142
9 months4.20%–
1 year4.30%#24 of 154
2 years2.00%#82 of 113

Source: the bank’s page · checked Oct 10, 2026

CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake