No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Live Oak Banking CompanyChecking accountChecked Oct 10, 2026Updated

Live Oak Bank Checking Account

$0monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
On our list
#384 of 986 checking accounts, by a year’s value for an everyday customer
Visit Live Oak Banking CompanyThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Overdraft fee
NoneSource · checked Oct 10, 2026
Returned item (NSF) fee
NoneSource · checked Oct 10, 2026
ATM network
AllpointSource · checked Oct 10, 2026
International ATM fee
$3Source · checked Oct 10, 2026
Foreign transaction fee (debit card)
3%Source · checked Oct 10, 2026
Outgoing domestic wire
$19Source · checked Oct 10, 2026
Outgoing international wire
$40Source · checked Oct 10, 2026
Cashier’s check
NoneSource · checked Oct 10, 2026
Stop payment
$25Source · checked Oct 10, 2026
Card replacement
NoneSource · checked Oct 10, 2026

Features

Bill payCheck writingDebit cardNo overdraft fees

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees