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Live Oak Banking CompanySavings accountChecked Oct 10, 2026Updated

Live Oak Bank Savings Account

$0monthly fee
A year on $10,000
$0 after fees
Visit Live Oak Banking CompanyThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,000–$0
$5,000–$0
$10,000–$0
$25,000–$0
$50,000–$0
$100,000–$0

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Returned item (NSF) fee
NoneSource · checked Oct 10, 2026
Outgoing domestic wire
$19Source · checked Oct 10, 2026
Outgoing international wire
$40Source · checked Oct 10, 2026
Stop payment
$25Source · checked Oct 10, 2026

Features

No overdraft fees

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money