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Bank in Sandy, UTChecked Oct 10, 2026Updated

Ally Bank

Best savings rate
3.10% APY Ally Savings account
Best CD rate
4.25% APY for 18 months
Bonus
$300 Ally Spending Account
Accounts we track
7

Savings accounts

AccountAPYMonthly fee
Ally IRA savings account–None
Ally Savings account3.10%None

Money market accounts

AccountAPYMonthly fee
Ally Money market account3.10%None

Checking accounts

AccountAPYMonthly fee
Ally Checking account–None
Ally Spending Account0.25%None

CDs

Ally Bank CD rates: 2 CDs, up to 4.25% APY for 18 months.

Bonuses

  • $300Ally Spending Account

    Open a new Ally Bank Spending Account using promo code SPENDING50X6, add money within 30 days of opening, and receive Qualifying Direct Deposits of at least $1,000 a month for 6 consecutive months while keeping the account open and in Good Standing.

  • $200Ally Spending Account

    Open a new Ally Bank Spending Account using promo code SPEND200, add money within 30 days of opening, and receive Qualifying Direct Deposits of at least $1,000 a month for two consecutive months.

  • $150Ally Spending Account

    Open a new Ally Bank Spending Account using promo code SPEND150, add money to the account, and receive Qualifying Direct Deposits of at least $1,000 per month for two consecutive months, with the first monthly deposit paid within 60 days of opening; only Ally Bank Savings Account customers selected

About Ally Bank

Headquarters
Sandy, UT
Regulator
Federal Reserve
FDIC certificate
57803 · FDIC BankFind record
Federal Reserve RSSD ID
3284070
Website
ally.com
Deposit insurance
FDIC-insured, up to $250,000 per depositor, per ownership category. How much of yours is covered

From the FDIC's register of institutions. Rates and fees are on each account's page, with their sources.