Ally BankSavings accountChecked Oct 10, 2026Updated
Ally Savings account
3.10%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $310 after fees
- Monthly fee
- No monthly fee
- To open
- No minimum to open
Visit AllyThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 3.10% | $31 |
| $5,000 | 3.10% | $155 |
| $10,000 | 3.10% | $310 |
| $25,000 | 3.10% | $775 |
| $50,000 | 3.10% | $1,550 |
| $100,000 | 3.10% | $3,100 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $4,999.99 | 3.10% |
| $5,000 to $24,999.99 | 3.10% |
| $25,000 and up | 3.10% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Minimum to open
- NoneSource · checked Oct 10, 2026
- Withdrawals a month
- 10Source · checked Oct 10, 2026
- Fee for each withdrawal over the limit
- NoneSource · checked Oct 10, 2026
- Incoming domestic wire
- NoneSource · checked Oct 10, 2026
- Outgoing domestic wire
- $20Source · checked Oct 10, 2026
- Incoming international wire
- NoneSource · checked Oct 10, 2026
- Cashier’s check
- NoneSource · checked Oct 10, 2026
Who can open it
Features
Automatic savingsEarly direct depositFree external transfersInterest bearingJoint accountsMinor accountsMobile check depositNo minimum balanceNo overdraft feesOnline openingSavings bucketsSavings round upsSupport 24/7
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money