2 CDsChecked Oct 10, 2026Updated
Ally Bank CD rates
4.25%APY for 18 months, its best · as of Oct 10, 2026
- 3 months
- 2.80%CD
- 6 months
- 3.85%CD
- 9 months
- 4.00%CD
- 11 months
- 2.80%No-Penalty Certificate of Deposit (CD)
- 1 year
- 4.15%CD
- 18 months
- 4.25%CD
- 3 years
- 4.10%CD
Visit AllyPlaces are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.
CD
| Term | APY | On our list |
|---|---|---|
| 3 months | 2.80% | – |
| 6 months | 3.85% | – |
| 9 months | 4.00% | – |
| 1 year | 4.15% | – |
| 18 months | 4.25% | – |
| 3 years | 4.10% | – |
Source: the bank’s page · checked Oct 10, 2026
- Early withdrawal penalty
- Up to 2 years: 60 days of interest
- Up to 3 years: 90 days of interest
- Up to 4 years: 120 days of interest
- Over 4 years: 30 days of interest
- Over 4 years: 150 days of interest
- Grace period at maturity
- 9 daysSource · checked Oct 10, 2026
- Interest compounds
- We compound interest dailySource · checked Oct 10, 2026
- Where
- Anywhere in the USSource · checked Oct 10, 2026
No-Penalty Certificate of Deposit (CD)
| Term | APY | On our list |
|---|---|---|
| 11 months | 2.80% | – |
Source: the bank’s page · checked Oct 10, 2026
CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake