Bank bonus finder
Which bank bonuses can you actually get?
Banks pay $100 to $3,000 to open an account, but each asks for something: a direct deposit, money kept for months, a deadline. Tell us what you have, and we show the bonuses you can meet, worth most after the interest that money would have earned elsewhere.
- Every figure from the bank’s or issuer’s own terms
- Ranked on value alone, never on what pays us
- Nothing you enter is stored
5 bonuses you can meet, worth up to $100 after the interest you give up.
Worth after the interest the money you keep there would have earned at 5.00% APY, the best savings rate open to you, for as long as the bonus asks. Bonuses are taxable interest.
- Chase SavingsJPMorgan Chase Bank · source · checked Oct 10, 2026
The bank’s wording
“Open a new Chase Savings account with the offer code, deposit qualifying new money within 30 days of offer enrollment, and maintain the new money for 90 days from offer enrollment.”
bonus also requires: Your bonus will be determined on day 30.
Worth$100Bonus$100ends 01/27/2027TakesQualifying activity90 daysYearly rate— - MONEY BUILDER SAVINGSOld Second National Bank · source · checked Oct 10, 2026
The bank’s wording
“Meet the requirements for the first $50 checking bonus, open a Money Builder Savings account with a minimum opening deposit of $1,000, and deposit $5,000 into the savings account so the balance is at least $5,000 on the 90th calendar day from the date the new personal checking account was opened.”
bonus also requires: The Money Builder Savings account must be opened after meeting the requirements for the first $50 checking bonus.; The deposited funds must result in a positive balance totaling a
Worth$88after $62 interest given upBonus$150ends December 31, 2026TakesKeep $5,00090 daysYearly rate≈ 12.2%on the money kept - U.S. BANK SMARTLY SAVINGSU.S. Bank · source · checked Oct 10, 2026
The bank’s wording
“Open a new U.S. Bank Smartly® Savings account through the U.S. Bank campus page or at a participating U.S. Bank campus location, qualify for the checking offer, make new money deposits totaling $1,000 or more by October 29, 2026, and maintain a minimum account balance of $1,000 through January 31, 2”
bonus also requires: The account must be funded with at least $25 within 60 days of account opening to prevent closure.; The account owner(s) cannot have an existing U.S. Bank consumer savings or mone
Worth$88after $12 interest given upBonus$100ends October 29, 2026TakesKeep $1,00090 daysYearly rate≈ 40.6%on the money kept - Freestyle SavingsHancock Whitney Bank · source · checked Oct 10, 2026
The bank’s wording
“Open a Freestyle Savings account, use the required promo code, deposit $5,000 within 30 days of opening, and maintain a $5,000 minimum daily balance for 60 days; the email given at account opening must match the email submitted to get the promo code.”
bonus also requires: A $25 minimum deposit is required at account opening.; The account must be open and have a positive balance when the bonus is awarded.; The account must be opened by 2/28/2027.
Worth$59after $41 interest given upBonus$100ends 2/28/2027TakesKeep $5,00060 daysYearly rate≈ 12.2%on the money kept - BANKOHANA BONUS RATE SAVINGSBank of Hawaii · source · checked Oct 10, 2026
The bank’s wording
“Open a new Regular Savings, Bonus Rate Savings, or Bankohana Bonus Rate Savings account online or in branch, make qualifying New Money deposit(s) within 30 days of account opening, and maintain the required Daily Account Balance every day from Day 31 through Day 90; if the balance falls below the re”
bonus also requires: Qualifying deposits must be made by personal or official check from another financial institution, incoming wire, ACH credit, Online Banking external transfer, or external funding
Worth$34after $41 interest given upBonus$75TakesKeep $5,00060 daysYearly rate≈ 9.1%on the money kept
Maybe: 5 whose terms we can’t check
These banks don’t state their requirements in enough detail for us to check them against your numbers. Read the bank’s page before you count on one.
- $300 · Club Five Checking ℠, Salem Five Cents Savings Bank (bank’s page)
- $400 · Checking Account, Republic Bank & Trust Company (bank’s page)
- $300 · Premier Checking, The Camden National Bank (bank’s page)
- $300 · Rewards Checking, The Camden National Bank (bank’s page)
- $100 · Regions LifeGreen® Savings, Regions Bank (bank’s page)
40 more bonuses need more direct deposit or cash than you entered. Every bank bonus we track · Track the ones you go for